Income Tax Calculator FY 2025-26
New vs Old Regime comparison · AY 2026-27 · India · Instant results
New RegimeFY 2025-26
Total Tax
Effective Rate
In-Hand / yr
In-Hand / mo
Old RegimeWith deductions
Total Tax
Effective Rate
In-Hand / yr
In-Hand / mo
Deductions applied: · Taxable:
New vs Old — Side-by-Side
FY 2025-26 Tax Slab Reference
New Regime
| Income Range | Rate |
|---|---|
| Up to ₹4,00,000 | Nil |
| ₹4L – ₹8L | 5% |
| ₹8L – ₹12L | 10% |
| ₹12L – ₹16L | 15% |
| ₹16L – ₹20L | 20% |
| ₹20L – ₹24L | 25% |
| Above ₹24L | 30% |
+ 4% cess · Rebate u/s 87A: Nil tax if taxable ≤ ₹12L
Old Regime (Below 60)
| Income Range | Rate |
|---|---|
| Up to ₹2,50,000 | Nil |
| ₹2.5L – ₹5L | 5% |
| ₹5L – ₹10L | 20% |
| Above ₹10L | 30% |
+ 4% cess · Rebate u/s 87A: Nil tax if taxable ≤ ₹5L
For general guidance only. Does not account for capital gains, business income, AMT, or all deduction limits. Consult a tax professional for filing.